J/Secure™ FAQ for Merchants
Q1. What is J/Secure™?
J/Secure™ is JCB’s implementation of the 3-D Secure (3DS) protocol, a global standard for cardmember authentication during online credit card transactions. It is designed to enhance security by verifying the identity of the cardmember at the time of purchase, thereby reducing the risk of fraudulent use.
Q2. What are the merits of J/Secure™?
J/Secure™ prevents unauthorized use of a payment card at online shopping sites and provides identity verification and account confirmation. J/Secure™ improves reliability and increases sales by increasing cardmember confidence toward shopping online.
Q3. How can I participate in J/Secure™?
To participate in J/Secure™, the 3DS Server used by your Acquirer or PSP must be operated by a certified J/Secure Operator. For further details, please contact your Acquirer or PSP.
Q4. Is it possible to use other authentication services provided by other payment schemes with J/Secure™?
J/Secure™ is fully compliant with the EMV 3-D Secure specification. By integrating a 3DS Server or 3DS SDK that supports multiple payment schemes, you can enable authentication programs offered by other brands—provided those programs also conform to the EMV 3-D Secure specification. For further guidance, please consult your Acquirer.