About IC Terminals
An IC terminal is either a POS or ATM terminal which is capable of secure IC JCB card acceptance and IC transaction processing.
Contact and Contactless IC terminals provide secure and seamless transactions on traditional POS devices, to newer models such as Tap on Mobile (ToM) and Transit.
Payment users value the peace of mind created by using proven and interoperable technology that authenticates and secures their data.
Certification of IC Terminals
Prior to deployment testing (Level 3), which checks that integration has been successful, JCB requires Acquirers to use any IC terminals that have undergone validation testing (Level 1 and Level 2) in accordance with the EMVCo standards.
In conjunction with EMV specifications, JCB publishes its own proprietary IC terminal specifications for JCB Contactless (Level 2).
As shown below, in accordance with the specifications used for IC terminals, either JCB or EMVCo will issue its approval relating to the kernel function and processing related to IC card transactions (Level 2), and EMVCo will issue its approval relating to the terminal chip reader's mechanical and electrical compliance with EMV Chip Specification. (Level 1)
| Contact | Contactless | |
|---|---|---|
| Level 1 (Chip Reader) |
EMVCo Type Approval | EMVCo Type Approval |
| Level 2 (Kernel) |
EMVCo Type Approval | EMVCo Type Approval (when using C-5 specification) or JCB Contactless Type Approval (when using JCB proprietary specification) |
JCB Tap on Mobile Level 2 certification
JCB Tap on Mobile is JCB's solution for accepting contactless payments on NFC-capable Consumer-Off-The-Shelf (COTS) devices. In case of Level 2 Type Approval for JCB ToM, some differences in requirements will apply compared to regular IC Terminals.
The following are additional Level 2 Type Approval requirements for JCB ToM vendors:
- ・
Compliance with JCB ToM specifications
- ・
Obtain parallel CPoC(TM) /MPoC(TM) certification from PCI-SSC(C)
JCB Contactless IC Terminal Level 2 Type Approval (*1)
The requirements and procedures for conducting JCB Contactless IC Terminal Type Approval are described in documents distributed by JCB after testers have agreed to JCB's pre-requisite terms and conditions.
Once distributed by JCB, please refer to the Type Approval documents. A Letter of Approval will be issued to testers whose terminals pass the tests.
The overall JCB Contactless Level 2 IC Terminal Type Approval process is as follows:
- *1
C-5 certification is provided by EMVCo.
- *2
Please contact the laboratory for further procedural information.
JCB Approved Contactless IC Terminal Product List
| JCB Approved Contactless IC Terminal Product List |
PDF (414KB) |
|---|
| JCB Approved Contactless IC Terminal Product List_ToM |
PDF (27KB) |
|---|
For Terminal Vendors
To receive JCB's initial documents related to JCB Contactless IC Terminal Type Approval, please contact us at the following email address with the required information (items 1 to 4 below).
JCB's response time is usually within 3 business days.
Contact
Jcbcl_ta@info.jcb.co.jp
Information to be included:
1) Company Name:
2) Corporate Address (Including country):
3) Name of Applicant:
4) Email Address:
JCB Terminal Check for Implementation
(TCI/TCI-CL)
The JCB Level 3 Terminal Check for Implementation testing program is a requirement for JCB Acquirers before they deploy IC terminals at JCB Merchants. Comprised of contact (TCI) tests and JCB Contactless tests (TCI-CL), the purpose of JCB's TCI program is for JCB to provide its own terminal validation service as a quality assurance for JCB Acquirers, Merchants and JCB Cardmembers alike, in order to avoid interoperability issues.
Test Principles
- ・
Based on the EMVCo Level 3 Framework
- ・
Verifies terminal settings and behavior are correct
- ・
Checks exchange between J/Smart Cards, mobile devices, IC Terminals & Acquirer Host Systems (J-Link 9 only)
Note: Under certain circumstances, TCI /TCI-CL testing may be performed via the Test Tool, the IC Terminal and the Acquirer Host System only
Terminal Requirements
IC Terminals must:
- ・
Fulfil the requirements of JCB's IC Terminal Implementation Guide
- ・
Have obtained Level 1 and Level 2 approvals (*)
- ・
Have parameters set correctly for JCB Transactions
- ・
Comply with local Acquirer requirements
- *
Subject to conditions
Test Process Flow
Note: Under certain circumstances, the Issuer Host Simulator may not be required
Variations by Region
In some countries, specific testing arrangements are made for JCB's TCI program:
| AMERICAS | Canada | via American Express network |
| USA | via Discover network | |
| ASIA | Australia/New Zealand | via American Express network |
| India | via RuPay (NPCI) network | |
| Saudi Arabia | As per Saudi Payments Framework | |
| EUROPE | France | via Frenchsys Common Compliance Scheme |
| Germany | via girocard (GBIC) common approval scheme |
For Testers
Please contact your local JCBI Office for more information about TCI-related materials:
Worldwide locations